The lawyers at Aaron Waxman & Associates are experienced with Disability, Personal Injury and Employment claims.
Being involved in a car accident is complicated enough. As of June 1, 2016, there are significant changes that come into effect when it comes to the Statutory Accident Benefits Schedule (SABS), or what you may know as “accident benefits” or “no fault benefits”. You likely already received a letter from your insurance company informing you that your options for optional benefits have changed and if you want to upgrade your policy, you needed to do so before June 1, 2016 (or before your policy renews, if it renews after that date). You can find out the details of the changes on the Financial Services Commission of Ontario (FSCO) website.
This is why it is always helpful to speak with a lawyer after you have been in a car accident as a lawyer can help you navigate the process. For more information about how a lawyer can help you, you can read one of our previous blog posts found here.*
The most significant changes to your benefits that you should be aware of are: (information source: FSCO’s website)
1. Medical and Rehabilitation Benefits & Attendant Care for Non-Catastrophic Injuries:
(This is the category of injuries between “Minor Injury Guideline (MIG)” (where a maximum of $3,500 in Medical and Rehabilitation benefits are paid and no Attendant Care is available) and Catastrophic Injury”)
3. Duration of Time Benefits Are Paid:
According to a poll conducted on behalf of the Insurance Brokers Association of Ontario, 42% of Ontarians are aware of the upcoming automobile insurance changes.
As an Ontario driver, it is important to know what your options are when it comes to your insurance policy. As a pedestrian, passenger or cyclist, it is also important to be aware of these changes.
Being involved in a car accident is stressful and one can sustain serious injuries. It is important to contact a lawyer as soon as possible so you can be advised of your rights and obligations as an insured/injured person. The lawyers at Aaron Waxman and Associates have helped many clients who have been injured as a result of car accidents. We offer a free, no obligation, initial consultation and do not charge any upfront or ongoing legal fees. We only get paid when you get paid.
* This blog is for informational purposes only and is not meant to substitute legal advice. Please read our disclaimer for further information.
* All of our lawyers are licensed by The Law Society of Upper Canada
* Office in Toronto and able to represent people in the province of Ontario