The lawyers at Aaron Waxman & Associates are experienced with Disability, Personal Injury and Employment claims.
This blog will discuss concussions, what post-concussion syndrome is, safety issues, 15 safety tips you can use all year-round and what to do if your disability claim has been denied.
What is a concussion?
Most people associate concussions with contact sports or combat, but a concussion could also occur as a result of a car accident, bicycle accident, slip and fall or an event that causes a blow t the head or violent shaking or movement of the head.
A concussion is a considered to be a mild traumatic brain injury. It is felt that most people who experience a concussion will make a recovery, but there are people who do not fully recover and are left with residual symptoms that interfere with several aspects of their lives, including the ability to manage their duties at work. Generally, symptoms of a concussion occur within the first 7-10 days.
What is post-concussion syndrome?
According to the Mayo Clinic, you do not have to lose consciousness in order to have a concussion or experience post-concussion syndrome. As well, the severity of the blow to the head doesn’t appear to be related to the development of post-concussion syndrome.
Symptoms of post-concussion syndrome can include fatigue, irritability, anxiety, insomnia, headaches, dizziness, ringing in the ears, loss of concentration and memory, blurry vision, noise and light sensitivity.
There is no one specific treatment and doctors will usually treat the specific symptoms you are experiencing.
It is felt that certain factors have been found to be more common in those who do develop post-concussion syndrome including significant life stressors, a history of depression or anxiety, post-traumatic stress disorder, or poor coping skills.
Concussions and Safety
It is important to practice safe driving and cycling and always make sure your vehicle/motorcycle/bicycle is in proper working order. It is recommended that you wear a helmet while riding your bike. If you ride a motorcycle, you should be wearing an appropriate and properly fitting motorcycle helmet and proper protective clothing.
As we can sometimes have dramatic fluctuations in weather, it is important to consider safe walking. Even in the summer months, where we can experience severe thunderstorms and flooding due to heavy downpours, it is important to consider proper footwear. Wet weather can mean wet floors and wet carpeting inside malls and stores or other commercial premises, making it dangerous. Wet weather can make using an outdoor staircase dangerous, particularly if there is poor lighting. Poor visibility can also make it difficult to notice cracked or broken curbs or sidewalks outside your house, someone else’s house, a mall, a store or public facilities.
Here are some general safety tips you can consider all year round, whether you are walking, cycling, driving a car or riding a motorcycle:
So why would an insurance company deny your claim?
A traumatic brain injury is considered to be an “invisible illness” and when it comes to disability claims, it is not uncommon for claims to be denied on the basis of “lack of objective medical evidence” or because it is felt you are not receiving appropriate treatment. Post-concussion syndrome results in numerous symptoms, but there is no diagnostic imaging or bloodwork to confirm it.
When a disability claim is for an “invisible illness”, it is important to show the insurance company that you have persistent, ongoing symptoms that interfere with your day to day functioning and that if there is recommended treatment, you are following the treatment. The insurance company wants to see that you are under the care of an appropriate doctor and following a course of treatment that makes sense for your condition.
What can I do about my denied claim?
If your short-term disability claim or long-term disability claim has been denied for any reason, or you have sustained a personal injury, you should contact an experienced disability lawyer to find out what your rights and obligations are as an insured person. The law firm of Aaron Waxman and Associates offers a free initial consultation with a licensed lawyer that can be arranged at a date and time that is convenient for you.
* This blog is for informational purposes only and is not meant to substitute legal advice. Please read our disclaimer for further information.
* All of our lawyers are licensed by The Law Society of Upper Canada
* Office in Toronto and able to represent people in the province of Ontario