The lawyers at Aaron Waxman & Associates are experienced with Disability, Personal Injury and Employment claims.
As many of you may know, October is Breast Cancer Awareness Month. This blog post will discuss:
The Canadian Breast Cancer Foundation also tells us that...
Treatment side effects/complications
Complications from cancer treatments unfortunately do occur, and your insurance company may not understand the extent of your limitations resulting from post-cancer difficulties. Sometimes, after undergoing chemotherapy and radiation therapy, cancer patients develop chemotherapy induced neuropathic pain, lymphedema, fibromyalgia and psychological conditions such as anxiety and depression.
Side effects and complications from breast cancer treatment, can include...
Breast cancer and long-term disability claims: Why would my claim be denied?
When someone makes a claim for long-term disability benefits as a result of a breast cancer diagnosis, the length of disability might extend beyond the duration of treatment. You may have received benefits for the period you are receiving chemotherapy and radiation and recovering from surgeries but denied further benefits past that period.
Reasons why your insurance company may terminate your claim after treatment has finished could include:
What can I do if my claim is denied?
You might receive a denial letter telling you that your insurance company feels there is a lack of medical evidence to account for your inability work. But what happens when your oncologist tells you that you are in remission, but, you feel you are not able to return to work due to your ongoing pain, fatigue, or other complications?
The reality may be that your treating physician(s) have advised you to remain off work and agree that you are unable to work. You may be on the road to remission, but you could be struggling with pain, anxiety, depression and be on various medications to help you cope with your symptoms. You may not have findings on diagnostic imaging but that does not mean you do not have symptoms that affect your day to day functioning.
It is important to demonstrate to your insurance company that you do have limitations and restrictions because of pain, anxiety, depression, brain fog, fibromyalgia or other symptoms you may be experiencing. By continuing to see your treating physicians and reporting your symptoms, you will have documented how your symptoms affect your day to day activities and your ability to work. Showing that you consistently attend doctor’s appointments, participate in prescribed treatment and take medications as directed is also important as you need to demonstrate that you are actively seeking treatment and are under the care of a physician.
If you or someone you know has been denied long-term disability benefits for any reason, you should contact an experienced lawyer as soon as possible. The law firm of Aaron Waxman and Associates offers a free initial consultation that can be arranged at a date and time that is convenient for you.
* This blog is for informational purposes only and is not meant to substitute legal advice. Please read our disclaimer for further information.
* All of our lawyers are licensed by The Law Society of Upper Canada
* Office in Toronto and able to represent people in the province of Ontario