Answers regarding different types of disability claims

> What is a disability?
> Do you suffer from an "invisible disability"?
> Do you suffer from workplace burnout/stress?
> Do you have an illness that leaves you unable to work?
> What are the types of conditions that people make a claim for long-term disability for?
> What do the terms limitations and restrictions mean and how do I prove my limitations and restrictions?
> What is an independent medical examination, and do I have to attend it?
> What if the insurer does surveillance?
> What is considered appropriate/reasonable treatment and an appropriate/reasonable physician?
> Do I have to participate in a work hardening program? What if it makes my symptoms worse?
> Do I have to participate in a graduated return to work program? What if it makes my symptoms worse?

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