The lawyers at Aaron Waxman & Associates are experienced with Disability, Personal Injury and Employment claims.
Being involved in a car accident can be a traumatic experience, especially if it was a serious accident. The process of filling out insurance forms, receiving letters from your insurance company, going to doctors’ appointments, attending treatment centres and insurer examinations can seem confusing and overwhelming.
So, why should you hire a lawyer?
When you have been involved in a car accident, you can make two types of claims. You can make a claim accident your own insurance company called a first-party claim (claim for accident benefits). If you were not at fault for the accident, you can make a third-party claim (tort claim) against the person responsible for the accident.
What can I make claims for?
Under an accident benefits claim, you can receive benefits for:
During an accident benefits claim, your insurance company will ask for medical information from your doctors, and may send you to assessments with their own doctors to determine if you are entitled to benefits. When any of your benefits are denied, your lawyer will help you to fight the insurance company’s denial. Your lawyer will help to negotiate a settlement with the insurance company and make sure that you receive a fair settlement that takes your future needs into consideration.
In a tort claim, you can make a claim for:
With both tort and accident benefits claims, it is necessary to provide supportive medical evidence from your doctors and treatment providers that shows how serious your injuries are. Medical evidence should demonstrate how your injuries affect your ability to work and affect all other aspects of your life.
How Much Time Do I Have?
You need to report the accident to your insurance company as soon as possible. Your insurance company wants you to report the accident within 7 days.
An Accident Benefits Package should be completed within 30 days.
In Ontario, you have 2 years from the date of the car accident to start a court action against the person responsible for the accident. Once you have hired a lawyer, your lawyer will write to the third-party (parties) and their insurance company (ies) and put them “on notice”, informing them that you intend to pursue a claim against them.
The lawyers at Aaron Waxman & Associates are caring lawyers who have many years of experience representing persons who have been seriously injured as a result of car accidents. Aaron Waxman & Associates offers a free initial consultation and the lawyers are available to meet in person, by phone or via Skype.
* This blog is for informational purposes only and is not meant to substitute legal advice. Please read our disclaimer for further information.
* All of our lawyers are licensed by The Law Society of Upper Canada
* Office in Toronto and able to represent people in the province of Ontario
Disability & Personal Injury Blog