The lawyers at Aaron Waxman & Associates are experienced with Disability, Personal Injury and Employment claims.
This is the final installment of a 3 part series of posts about invisible illnesses. In our previous post, we discussed chronic pain claims and long-term disability claims. This post will discuss mental illness and disability claims.
According to the Canadian Mental Health Association (CMHA), 20% of Canadians will personally experience a mental illness in their lifetime.
CMHA defines mental illness as follows:*
“Mental illness is the term used to refer to a variety of mental disorders that can be diagnosed. Mental disorders are health conditions that are characterized by alternations in thinking, mood, or behavior (or some combination thereof) associated with distress and/or impaired functioning.”
Some important statistics include**:
A long-term disability can come as the result of a physical injury or illness, or psychological illness, and make it difficult to continue working. A mental illness can interfere with a person’s daily ability to function (activities of daily living). It can affect a person’s sleep, memory, ability to concentrate and focus, and attend work on a regular basis.
With any type of long-term disability, it is important to participate and seek out ongoing treatment/treatment options for your condition, this is particularly important for claims for “invisible illnesses”. Like chronic pain, a mental illness is also considered to be an invisible illness as it cannot be diagnosed with objective testing (i.e. blood test, diagnostic testing). It is important to seek medical treatment and have your physicians document your symptoms and determine your limitations and restrictions that would prevent you from working.
Insurance companies may deny claims for invisible illnesses due to a lack of objective medical evidence or because a person has not participated in treatment/followed treatment recommendations or is not under the care of an appropriate physician.
The lawyers at Aaron Waxman & Associates have helped many clients with psychological illnesses settle their short-term and long-term disability claims. If your benefits have been denied for any reason, do not hesitate to call our law firm for a free, no obligation consultation, that can be arranged at a time that is convenient for you.
* This blog is for informational purposes only and is not meant to substitute legal advice. Please read our disclaimer for further information.
* All of our lawyers are licensed by The Law Society of Upper Canada
* Office in Toronto and able to represent people in the province of Ontario