The lawyers at Aaron Waxman & Associates are experienced with Disability, Personal Injury and Employment claims.
Long-term disability benefits can cover claims for mental illnesses. Depression, anxiety, bipolar and post-traumatic stress disorder are types of psychological illnesses with symptoms that may become severe and cause a person to become unable to work for a prolonged period of time.
Depression is a medical condition, just like a physical illnesses.
Mental illness is often stigmatized and not well-understood by the general public. The purpose of this post will be to provide information about depression. Future posts will look at other types of psychological illnesses.
Depression is not a simple condition. Depression affects 1 in 10 Canadians and involves emotional, physical, behavioural and psychological sympstoms. A helpful resource to learn more about depression is DepressionHurts.ca which provides information about symptoms, causes, management strategies and resources.
According to the Mood Disorders Association of Ontario, depression affects 3 million Canadians. The MDAO reports that depression accounts for 30% of all disability claims in Canada.
Depression is amongst one of the leading causes of disability worldwide. There are different types of depression, including Major Depressive Disorder which is the most common type, Seasonal Depression also known as Seasonal Affective Disorder, Postpartum Depression and Bereavement.
There are various factors that can contribute to depression including family history, traumatic events, gender, difficult life events, stress, serious/chronic illness and the existence of a chemical imbalance.
A person who is experiencing depression can exhibit signs of hopelessness, social withdrawal, lack of interest in activities they once loved, feeling overwhelmed, feeling fatigued, experience appetite changes, notice unexplained aches and pains. Behavioural changes such as lack of interest in hobbies or activities and cognitive changes like indecisiveness, forgetfulness, difficulty concentrating, changes in sleeping patterns, can be indicators of depression as well.
On the website, DepressionHurts.ca, a symptom checklist is offered to help people determine if they have symptoms of depression.
If you have applied for long-term disability benefits as a result of a psychological illness and your long-term disability benefit has been denied, contact the long-term disability lawyers at Aaron Waxman and Associates to be advised of your rights and any limitation periods you need to know about.
* This blog is for informational purposes only and is not meant to substitute legal advice. Please read our disclaimer for further information.
* All of our lawyers are licensed by The Law Society of Upper Canada
* Office in Toronto and able to represent people in the province of Ontario